Great Indian traffic challan trap

Cybercriminals are increasingly targeting people through fake traffic challan messages, using fear and urgency to steal money. These messages, sent via SMS, WhatsApp or even email, look like official notices but actually lead to fraudulent payment pages.A recent case from east Delhi highlights how dangerous this scam has become.Elderly Man Loses Rs 2.5 Lakh After Clicking Fake Challan LinkIn a recent incident, a 65-year-old man from Laxmi Nagar was duped after receiving a message claiming a traffic challan of Rs 500 was pending. The message was sent to his wife’s phone from an unknown number and contained a payment link.Believing it to be genuine, the man clicked the link and attempted to pay using his credit card. While the initial payment appeared successful, another transaction of Rs 2,49,246.61, including an amount in Saudi riyals, was deducted shortly after.The cyber police later confirmed that the money was siphoned off through an international transaction route. A case has been registered for cheating and identity misuse. 127380530How the Fake Challan Scam OperatesFraudsters design these scams to look official and urgent. The typical pattern includes:A message claiming a pending traffic fineUse of government-style language and logosA link or QR code for “instant payment”A fake website resembling the Parivahan portalCollection of card or banking detailsImmediate unauthorised withdrawalsThe messages are often sent through SMS, WhatsApp, or PDF attachments, making them appear credible.Warning Signs You Should Never IgnorePolice advise people to stay alert if they receive messages with:Unknown or suspicious linksRequests for OTP, CVV or card detailsThreats of licence suspension or legal actionMissing challan number or vehicle detailsPayment requests via third-party appsURLs not ending with .gov.inThese are strong indicators of fraud.How to Check Traffic Challans SafelyTo avoid falling victim to such scams:Check challans only on https://parivahan.gov.inUse your vehicle number or driving licence numberNever click on random links sent through SMS or WhatsAppAvoid making payments through unfamiliar websitesDo not share banking details with anyoneGovernment departments do not ask for payments via personal messages.What to Do If You Fall Victim to a ScamIf you suspect fraud, act immediately. The first 60 minutes, known as the golden hour, are crucial.Take these steps right away:Call the National Cyber Crime Helpline: 1930File a complaint at cybercrime.gov.inInform your bank or card issuer immediatelyRequest blocking of your card and initiate a chargebackQuick action can help prevent further financial loss.Fake traffic challan scams are becoming increasingly common, preying on fear and urgency. A moment of caution can save you from losing lakhs of rupees.Always remember: Verify before you pay.Inputs from TOI